![]() ![]() "Some smaller credit unions may offer limited financial services. Membership is not restricted you can join after becoming a member of a financial education nonprofit, which costs $8. Its savings account for kids offers one of the highest interest rates around. First Tech's fee-free checking account pays a competitive interest rate. Membership is not restricted you can join with a $5 donation to the Connexus Association, an education organization. It has a network of 54,000 fee-free ATMs, plus members are eligible for refunds on out-of-network ATM fees. Connexus features free checking accounts. Military members – active-duty and veterans – and their immediate family, and Department of Defense employees and retirees are eligible to join Navy Federal. Navy Federal has about 300 branches and a strong reputation for customer service. Membership is not restricted you can join by paying a $5 fee and depositing at least $5 in a savings account. Consumers reimburses fees incurred by members at out-of-network ATMs. Its savings interest rate is low, but Consumers offers extremely high interest on its checking account, though you must meet some activity requirements. ![]() Alliant's mobile app is highly rated, and members have fee-free access to an 80,000-ATM network. Membership is not restricted you can join with a $5 donation to a nonprofit. Alliant offers an above-average interest rate for savings. ![]()
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